Yes. You'll need:

• To be the legal age of majority in the province or territory in which you reside

• To be a resident of Canada

• A Canadian bank account or a Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.

• An SMS-capable Canadian phone number and email address

• To meet the minimum cart size required to use Affirm as a payment option at checkout

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you'll be sent a one-time SMS password to confirm your identity. You'll then enter a few details for an instant decision. If you're approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.

For more information on interest or fees, please read this FAQ article on the Affirm help site.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.

Purchases made using Affirm are subject to Auberge Designs standard return policy. Any returns will be processed by Auberge Designs, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Auberge Designs has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Auberge Designs return policy here.

No, you will not be charged. If you've already made a payment to Affirm and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm Customer Portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.