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Prequalify Now

Why use PayBright?

Prequalify before you buy

Get your PayBright spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

How do I use PayBright?


Select PayBright at checkout

If you order qualifies for financing simply select PayBright as your payment option at checkout.


Get set up

Use your mobile phone number to set up your PayBright plan within 60 seconds.


Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.


Are there requirements to use PayBright?

How do I apply?

Does PayBright do a credit check?

Does applying for a PayBright payment plan affect my credit score?

What is the interest rate?

I was not able to complete a PayBright transaction. What happened?

Which payment methods are accepted?

How do returns work if I paid using PayBright?

What if the order is canceled? Will I still be charged?

Can I prepay my outstanding PayBright balance?

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